That Craigslist Ad (The One Posted By The Enterprising Young Woman)

Posted by ko, Oct 03, 2007 5:45PM

Bravo

Posted by Anon, III, Oct 03, 2007 5:52PM

Wasting asset?

Posted by , Oct 03, 2007 6:02PM

hahaha. brilliant

Posted by , Oct 03, 2007 6:02PM

hahaha. brilliant

Posted by Lease it., Oct 03, 2007 6:10PM

Conservatively, I have seen this 20 times today.

Posted by Hey, Oct 03, 2007 6:19PM

I like the Winston Churchill reference.

Posted by Anal_yst, Oct 03, 2007 9:58PM

As I pointed out to some friends earlier, how is it that no one has realized that shes going about her investing in a very silly way. If she would simply lever-up (e.g. by getting a lil botox, boob job, maybe a makeover, etc) she could magnify her returns (e.g. chances of success). Of course this brings alot more risk into the system (of her getting even uglier relatively over time) or of her simply being used by rich guys, blah blah. Either way, its a simple concept someone should have pointed out earlier.

Posted by Montesquieu, The Persian Letters, Oct 03, 2007 11:54PM

"After what I have told you of the morals and manners of this country, you will easily imagine that the French do not altogether plume themselves upon their constancy. They believe that it is as ridiculous to swear eternal love to a woman, as to insist that one will always be in the best of health, or always as happy as the day is long. When they promise a woman to love her all their lives, they suppose that she on her side undertakes to be always beautiful; and if she breaks her word, they think that they are no longer bound by theirs."

Posted by SLO, Oct 04, 2007 12:51AM

hahaha, well done!

For someone like that who is looking to trade her self for $, guys will only seek to ride the "Pump & Dump" for as much ROI as possible.

She forgot one thing, the "What's In It For Me" (WIIFM) factor from the guy's perspective. For someone in a position making $500k+ usually are SMART and usually know how to analyze things to their advantage. There's absolutely nothing in it for the guy, it is a bad deal.

Girls like that should get one thing really clear, for some guys that know how to make $, especially with just a click of a mouse. Money doesn't mean much, and she would mean nothing more than just last night's left over.

For a rich guy, pretty young girls are a dime a dozen. Do yourself a favour and make your own $.

Posted by Anony Mouse, Oct 04, 2007 5:51AM

Yes, I would have to agree that this is definitely not a buy and hold strategy that I would recommend... for two reasons... Superficial beauty is a depreciating asset, and this lady is only seeking accredited investors.
She hasn't even considered a dollar cost averaging scenario.

Posted by wow, Oct 04, 2007 6:22AM

I earn $750k.

I'll have two. I pay for the first one upfront, the second one in two installments (i.e., I agree to keep the second one twice as long as the first one). Is home delivery included?

Posted by dl, Oct 04, 2007 9:13AM

You see, when she's upfront that she has nothing to offer but the fact that she's beautiful...and expects to get a millionaire to marry her pretty much on that basis, it's ludicrous. If by some bad trade or what not, this guy lost his millions, she'd be out of there fast because her "dream guy" just died, so to speak.

She's just about guaranteed to lose a measure of her beauty in time, and so she's offering something transient (her beauty) for something more permanent (marriage). For a guy who actually believes in marriage still (and isn't a leasing type), it is still just a bad deal. Beauty alone will not cut it here in NYC, as a surprisingly small amount of money can (and does) make many young women around here look beautiful. So, as you can imagine, there are many rather beautiful women here in the City. Of course, if that person is not naturally beautiful, that will disappear as fast as you can say "make-up".

But, in any case, it probably was unnecessary for her to mention she's not from NYC. That's rather obvious from the rest of what she says...

Posted by NotNasser, Oct 04, 2007 9:42AM

Amazingly enough, this subject has gotten more feedback that the debate over proxy rule reform.

Who'd a thunk.

Posted by The Epicurean Dealmaker, Oct 04, 2007 9:53AM

Go to a meat market looking for meat, guess what you'll find? (Meat.) I'd say she sounds like ground round.

Posted by homer, Oct 04, 2007 10:02AM

eh, this one's easy--take her on, and when she turns 40 change her for two 20's...

Posted by Michael Bolton, Oct 04, 2007 10:16AM

I tell you guys, I kinda liked the girl. She was straightforward, she is well aware of her assets (and limitations), and she is looking for a "let's cut to the chase" negotiation. Now that's a rare thing. Most of her colleagues will bore you to death with stories about teaching first grade kids, saving the rainforest and so on. So if she really is what she claims to be, she might be an undiscovered asset (the booty market has not been proven to be efficient).

Posted by yours-mine, Oct 04, 2007 10:39AM

This typical New York girl deserves the typical New York banker: a boring khaki-wearing sports-watching zero with little personality other than his dull tales of his bravo trades. Why don't we call it like it is? This girl is the perfect match for that guy. She can provide the hero worship that his Master of the Universe ego craves; he can provide the pedestal.

Posted by Facts, Oct 04, 2007 10:51AM

100% of the geeks will take her.

Dont kid yourselves boys OR girls

FACT: Bankers are not hitters

The Plain Janes of the UES stuck with them from when they were $50K analysts. And the GS guys had no time/life to get anyone better.

Trust me I have been to many Bulge x-mas parties @ 4 firms. Zero trophy wives or even good lookers.

Your avg. photgrapher in the East village does better in one summer than a banker in 10 yrs.

Posted by JP, Oct 04, 2007 11:24AM

This is funny, but Bess's tags are funnier.

Posted by , Oct 04, 2007 11:36AM

yeah they are. that's why we love bess and not this ho.

Posted by skippy, Oct 04, 2007 12:46PM

Ah, the beauty of CraigsList. Whatever it is you may be selling, you can ask whatever price you want. That doesn't mean you'll get it.

It is her prerogative to commoditize herself. She believes her primary issue is one of marketing. In reality she has simply overestimated the value of her package and has declared an unrealistic price point.

She may eventually "get it", but I would not bet heavily on it. I see bitterness on the horizon for her when her plans fail to materialize.

Posted by Stock Broker, Oct 04, 2007 1:03PM

I'm tired of beating around the bush too. How come women just treat me like a piece of meat. men have feelings too you know.

Posted by , Oct 04, 2007 1:12PM

How can I hedge this position?

Posted by Xanthippas, Oct 04, 2007 1:13PM

The responder leaves out one option: the pre-nup. In most states, a pre-nuptial or pre-marital agreement will protect his assets while providing him the security needed to marry a beautiful woman who is interested solely in his assets. And in most states, it can be as one sided as he sees fit, so long as the other spouse fully comprehends the consequences of signing it (the point of course being to make sure doesn't in a way that makes a court later think she did.)

As an aside, it's worth noting that people in seemingly superficial relationships based on exchange of physical beauty for money often do actually love each other to some degree. Completely mercenary relationships rarely can be found, as people honest enough to admit what they're looking solely for looks or money usually won't find anyone to take them up on the bargain...usually because others who have even their own mercenary motivations are looking for someone who's more of a sucker than they are.

All in all it would be easier if it were possible to legally structure contractual relationships that are completely meretricious, or in other words, are completely up front about an exchange of money for sex/beauty. It seems to be what a lot of people are looking for, and it sure would be a lot easier than people going to all the trouble to fool each other about what they really want so that one or both of them are disappointed (and in divorce court) later in life. Unfortunately, the law looks unkindly on such arrangements.

Posted by happy dutch, Oct 04, 2007 1:43PM

superman that HO, prenup?

Posted by Another View, Oct 04, 2007 1:53PM

She is a backwardated forward curve. I have seen this story unfold before. This girl didn't learn anything from that response, although it was genius and 100% true. Instead, she convinced herself that this guy is an idiot and she "deserves" better. There is no doubt in my mind that she ends up marrying some rich douche bag and will suffer for the minimum time possible before she dumps him and tries to take him for everything he is worth. She will probably even try to pop out a kid so she can get the house. On top of that, with her looks fading, her kids will witness what a miserable wretch she is. She will have a permanent scowl on her face and probably be one of those wenches that can't even say "thank you" as you hold the door for her. Then her kids will decide that since mom doesn't have any manners, they don't have to either. They will turn into assholes themselves, all courtesy of this 25 year old glorified whore. Pray that they are not girls. If they are the pattern will repeat itself. If they are guys, they will probably become successful traders.

Posted by Fisher, Oct 04, 2007 1:55PM

My take. The market does not lie, ever.

She is another deluded chick from nowheresville who thinks she is a ten (dad told her) and in fact is a 6 at best, in makeup/slutwear.

The NYC market is very, very efficient. If she is a true 10, she wouldn't make it 30 days without being locked down, her doorman, neighbor, boss, anyone would close her...and she would go from dating waiters, to barmen, photographers to loft owners in 1 weekend.

Studs have no problem closing 10s; 6s get passed off to the E&Y Team Practice or P&G brand manager type puilling $200K, she mentions.

The eastern euro babes who are 7-8s have the map of the millionaire hang spots on the inside jcket of their e-ticket b-4 they leave Kennedy AP.

9-10s are prescreened and word is out before they even pack; free dinners, pads, cars, rolexes are offered sight unseen.

Every model I ever met, magically was spoken for in the first month in NYC. Some were picked up at TGIF, other at Bloomies and most on the street.

Asking this sight for tips is like asking Fish where the best bicycle store is in a desert.

Posted by Helper, Oct 04, 2007 2:32PM

Why is this not an amusing, witty, fairly well written call and response for what is in various analyses and locations, a crime of one sort or another?

Semioticians could spend an hour or two parsing this as well.

Posted by Bloomy, Oct 04, 2007 2:48PM

2:32, its really a victimless crime

Posted by nelson, Oct 04, 2007 2:50PM

Looks like a dead cat bounce to me.....

Posted by Hugh, Oct 04, 2007 2:56PM

Wouldn't it make a lot of sense to include a picture in the solicitation? It would go along way to demonstrating truth in advertising.

Posted by foobar, Oct 04, 2007 3:23PM

I was born & raised on CPW. Does that count?

Posted by IB, Oct 04, 2007 3:24PM

Rich guys dont like bitches who like to whine and complain. I'm pretty sure no one likes being used whether it be for his money, or for her vagina.

Also, money can buy prostitutes, and the good kind mind you, not the crack hos you see out on the streets.

Beauty... well, beauty don't buy shit.

Posted by Hugh Jass, Oct 04, 2007 3:30PM

The value add is most Wall St. dudes are dorks and like most dorks they look up to the dork with the hot girlfriend (i.e. he must be doing something right). Its perception vs. reality folks. If people perceive you have the goods to bag a hot babe then subconsciously they will admire you and want to associate with you (i.e. make it easier for you to move up the ladder). Ergo this is a no brainer, buy at the market for any of you dorks out there. You either marry this one and give her access to your $$ or spend it on whores the rest of your life. Either way you have PAY TO PLAY!!!

Posted by Mr., Oct 04, 2007 4:31PM

Put a "Model Wanted" job ad on Craigs.

List your Apt address, Sat-10-2pm.

Pre-screen with photos.

They show up.

Take some Polaroids; then Chat or have coffee.

You made it to Ivy, Wall St., 6 figures....why is this Mt. Everest for you dorks?

Its that simple.

Posted by , Oct 04, 2007 5:29PM

i do want to understand one other thing from the respondent - the so call "i do make over $500K guy", which i really doubt. (and the guy here that says "i make $750K" well, no offense... i doubt you do.)

ain't all women a depreciating asset anyway? unless you don't look into buying anything and will be leasing for life, sooner or later, you will be buying into a depreciating asset, so why not have one that's "good looking and hot for 5 years"..rather than having one that's a "plain Jane"

with that said, i'm making the assumption that he's not looking into marrying for love - which i think definitely it's a valid assumption

Posted by , Oct 04, 2007 5:38PM

Using the logic above, every girl is a depreciating asset. So why not just marry one now, and you can have a mistress later on?

Posted by Anonymous, Oct 04, 2007 5:46PM

I only make $400k so I guess I'm out of the running. To bad because I don't believe in prenups. Girls are depreciating assets in the looks dept. maybe but in the partner dept. they are a hedge against almost anything. My wife is 24 and I'm 50. By the time she loses her looks I'll be to old to see anyway.

Posted by not, Oct 04, 2007 5:48PM

Nope...not all women are depreciating assets. Some women are upwardly mobile career girls who also appreciate at the same rate as men. The ideal situation is to find a girl 6-10 on the looks scale who is also educated, and with an upwardly mobile career. Once you marry this ideal woman, the two of you can appreciate in monetary value together, take advantage of tax breaks of marriage, breed intelligent offspring who then grow up and also make money, ensuring a perpetual income stream.

As to this supposedly "hot" gold digger? I wouldn't even bother leasing her. b/c while I am "leasing" her, I also forgo the opportunity cost of possibly meeting the "ideal woman" described above.

Posted by Schmeeds, Oct 04, 2007 5:53PM

I don't know what is better, the CL listing or the response.

Posted by , Oct 04, 2007 6:16PM

Let me solve that one for you, Schmeeds ... The response is better.

Posted by make it rain, Oct 04, 2007 11:40PM

For as brilliant as she claims to be, Ms. Gold Digger did not include any attributes which were value added or increasing over the years (smart, educated, had earning power, politically savvy, etc). I'm surprised Mr. $500 K classified Ms. Gold Digger as a depreciating asset versus a liability.

Sticking with the spirit of speaking economically, woman looking for a mate should consider the Tangible Net Worth of both partners on a consolidated basis less those assets classified as intangible assets (ie: goodwill, good looks). Assets for purposes of calculating Tangible Net Worth should include the degree each has, respect for the other, and what each brings to the asset side of the balance sheet. I'm sure the women receiving this e-mail will look to their respective individual Tangible Net Worth as giving them the equivalent of anything the upper East or West side has to offer.

Posted by Lily Seymour, Oct 05, 2007 12:42AM

How about another woman's perspective... not to step on Beth's toes...

But for all you men out their bashing Ms. Golddigger (as you call her) I think you're forgetting one little important factor in the depreciating assets department... need a little memory jogger?

Don't get me wrong because I absolutely love men but when you start popping the "Vitamin V" to perk up Mr. Happy and then you expect us to boost your egos making you feel more powerful in bed than you really... come on gentlemen... 500K isn't nearly enough.

So, if Ms Golddigger marries at 25 and you're already 35, that only gives her a good 10yrs to enjoy you because we all know what happens when you reach that good old age of 45, surely the income appreciates but the assets definitely depreciates.

Posted by , Oct 05, 2007 3:50AM

Tsk,Tsk... A woman considering her self to be commodity

Posted by nuh-uh, Oct 05, 2007 7:56AM

It seems our male Wall Street friends forget that they're not particularly interesting, which is why they are dying to tell you all about their wistful wishes to live Patrick Bateman lives. As women, we have to put up with khaki pants & sports commentary (as "yours-mine" noted above). Way too dull for money to take away the pain of a life with the majority of these chaps. I'll make my own cash and date someone with or w/o the dosh, but with a personality.

Posted by 007, Oct 05, 2007 11:39AM

Lily, not for Mediterenean (sp?) men. its more like 65...

Though i dont doubt the dry nuts here will be so at 45

Posted by Rick Stanton, Oct 05, 2007 11:51AM

Not quite (Lily Seymour), doesn't work that way.
Men age a bit more gracefully than women do, as long as they make some effort to stay fit (not put on weight).
Women, on the other hand, begin to look withered after they hit 30. Nothing changes that, not even being fit. The responding author makes a good point of that.

Posted by noway, Oct 05, 2007 12:19PM

Rick Stanton, you're the quintessential arrogant Wall Streeter (even if you're not that cool). You're the type who doesn't get the girl, then insults the girls to make yourself feel better. Nice one.

Posted by , Oct 05, 2007 12:41PM

A guy making over $500k doesn't know the difference between "prospective" and "perspective?" He's obviously lying about his salary. Truth in advertising?

Posted by Ben Anders, Oct 05, 2007 3:06PM

Not surprisingly, pretty much everyone here hit at least one aspect of the truth. My girlfriend put me on to one woman's take on the ad and the response (http://www.travelmongoose.com/wordpress/). I was actually fairly surprised. But she nailed one thing on the head: there is definitely a reason I wouldn't 'marry down'. You just know that this is the sort of thing you'll end up with, and let's face it, a small-town gold-digger is pretty amusing for say, one, two weeks, but definitely not what you want anyone you associate with to meet.

Posted by , Oct 05, 2007 3:18PM

She clearly not a good merger target, as the spreadsheet indicates. I can see her being an excellent spin-off candidate though, or perhaps a liquidation candidate. It's too bad she doesn't fit the profile of a buyout target because taking her private will have a significant marginal benefit to society. One this is for sure: she should hit the first bid to print.

Posted by belles, Oct 05, 2007 10:14PM

this response is to Xanthippas's comment about prenups...um hate to burst your bubble...but they only apply to assets you obtained BEFORE THE MARRAIGE...and even those assets obtained BEFORE the marraige...if you put in actual effort during the marraige to appreciate their value...than that appreciation is also subject to equitable distribution.

i like the girl's balls to just come out and say what she wants. i am a pretty hot girl, and most guys are always trying to get with me...yet my standards are very high, and I would not date a man that did not have a good career and did not make a good salary. they would also have to be cool, funny, charming, attractive ect. ect....you know the WHOLE package deal...but i wouldnt date a man that was poor...i was raised accustomed to a certain lifestyle and i could be certain i would be miserable with a poor dude...no matter how much i loved him.

but i also am a lawyer...so i make my own money...and can pretty much say whatever the hell i want because i dont "NEED" a man like that...i just am not interested in anything less.

Posted by daisy in georgia, Oct 05, 2007 10:46PM

OK. So this is my first time to respond and I think they whole thing is intriguing...first of all cut the gal some slack...she's shallow and gold digging but knows it...I think it is worse to be a sham or a fake and pretend you are one thing and you are actually a gold digger with a higher level of creativity or less blunt...who knows she is probably a great con in person and just got honest via the web site. ...and the guy who responded..right on...if she is so beautiful she should go earn her own money...the real way...not the slutty way and it is what is in your heart and your mind that makes it in the long run...I am 45... still attractive but no fake boobs..no botox but I have plenty of dates because I am interesting, self-reliant and fun...money is good but it is not everything...get some values gal...you are under valuing yourself and as long as that is the case so will every man you ever meet...

Posted by shorty, Oct 05, 2007 10:59PM

At least she is being honest. However, I would not display myself as she need. She is apparently desperate.

Posted by 80's Dude, Oct 06, 2007 1:25AM

Sounds like someone is reliving the 80’s all over again; or has not fully immersed themselves in the 80’s experience ;-) …

Tips for the NYC Men who just want to date NYC Women:

1) Use an alias name and have friends available to confirm it.
2) Always have other women around you it makes you look desirable; if necessary hire an escort.
3) Have a fake business cards prefaced with “Dr or CEO of something”, “Contract Airline Pilot”, “Model Agency”, “Movie Producer”.
4) Never take her to your place.
5) Never drink too much or your secrets will be revealed.
6) Sometimes buying her drinks gets too expensive and risky when other guys move in on her; take her to a private place where you have drinks ready and the return on your investment is better.
7) Don’t let her see you in your own car; she might use the license plate to track you down.
8) Rent a sports car with no rental identifying features.
9) Always use a reliable condom; cool guys do that.

Posted by Vulcan Employee, Oct 06, 2007 1:38AM

Even Paul Allen with 23 Billion will only date women but is not stupid too go ahead and marry one.

His life is so much better allowing him the freedom to spend his billions and do as he pleases.

Marriage is never a good prospect for any man. The laws are too financially in favor of the married woman.

Married men with kids age far faster than single men who are living a healthy life.

A Wise Man always knows that Women are parasites financially and emotionally.

- Heterosexual

Posted by cb1913, Oct 06, 2007 3:15PM

This is soooo sad. It's ridiculous that some people are so money- driven today that they lose sight of LIFE!
On another note... the response... PRICELESS!

Posted by Laura, Oct 06, 2007 7:58PM

Middle class is MILLION A YEAR? I was born and raised in NYC and thought that middle class was a blue-collar earning $50,000 a year to feed his wife and kids, and having NY State take 35% of that each year.

Wow, where can I get this million a year to maintain my middle class lifestyle? I'm seriously missing out!

Posted by bs, Oct 06, 2007 8:18PM

what part of nyc did you grow up in? queens?

Posted by bs, Oct 06, 2007 8:18PM

what part of nyc did you grow up in? queens?

Posted by Pun, Oct 07, 2007 10:14AM

I think she is probably a practical idealist (oxymoronic as it sounds). On one hand, she is probably really idealistic, wanting to get the perfect guy who's rich, smart, cultured, witty and everything. On the other hand, she wants to be able to quantify her ability to actually meet someone like that. I don't think it's much of a prostituting herself, she was looking for marriage didn't she? Perhaps she's just looking for someone whom she feels can match up to her idea of herself--that of being sophisticated, cultured, blablabla.

Posted by , Oct 07, 2007 12:07PM

I made $1.1m last year. I married my wife when I was making $32.5 per year. If I weren't married, it would be a very tough road getting me to the altar. Beauty would be a prerequisite, but certainly not enough. A girl with looks and fame, her own wad of cash, or major connections -- now we might be talking. A big nobody with great looks? Forget it. I'll just rent.

Posted by p leyland, Oct 08, 2007 2:07AM

does she take it in the butt an swallow to

Posted by JL, Oct 08, 2007 11:22AM

The poster seems too "in the know", esp for someone living outside the NY area. It's either a parody written by a male or a very smart asian girl

Posted by jon, Oct 08, 2007 1:02PM

To the idiot woman who has nothing to offer. Your obviously very shallow, narrow-minded and you have 0 talents whatsoever, not to mention there are literally 1000's of beautiful woman in NYC who aren't as demanding or stupid as you. How about settling for just a nice guy who treats you well, Oh! I forgot, they have to have money because you dont have a good paying job cause your retarded, You actually think anyone will accept you and your stupidity. Oh Yea! looks aren't everything, and you have a shitty personality obviously

Posted by Xanthippas, Oct 08, 2007 3:35PM

this response is to Xanthippas's comment about prenups...um hate to burst your bubble...but they only apply to assets you obtained BEFORE THE MARRAIGE...and even those assets obtained BEFORE the marraige...if you put in actual effort during the marraige to appreciate their value...than that appreciation is also subject to equitable distribution.

That's not true in Texas where I'm from, or in NY where the law is pretty much the same. In Texas (and in NY apparently) a pre-marital agreement can control how nearly all property is disposed of upon divorce. In addition, spouses can draft post-nuptial agreements to do the same, or transfer community/marital property back and forth between each other as separate property.

Belles, I hope you're as attractive as you say you are, so that you can marry a rich guy quickly and exit the profession of law about which you appear to know only a little, hopefully before you're sued for malpractice.

Posted by , Oct 08, 2007 4:06PM

Of course, one obvious difference that everyone seems to be forgetting is that, in those terms, EVERY woman is a "depreciating asset." For those who want a conventional one-marriage life, and aren't looking or willing to trade for younger later (for whatever reason), it isn't as clearly a crappy deal as the respondent makes it out to be. What you have to assess instead is whether this particular depreciating asset would depreciate more slowly than the competing goods on the market.

Posted by Susan, Oct 08, 2007 4:27PM

JL:

I'm a very smart asian (and pretty and young) girl and found your comment to be hilarious. Can't believe I'm stuck at work on Columbus Day-- so bored.

S

Posted by Susan, Oct 08, 2007 4:30PM

Feel free to email me for interesting conversation...

susancunyc@gmail.com

Posted by turnip truck, Oct 08, 2007 9:15PM

did anyone fall for that?

Posted by dreamerny, Oct 08, 2007 9:24PM

I had to hold my stomach after reading this girl's post.

Can you be any weaker? Real men who respect women, go for strong women. Confidence, beauty from inside and outside, a presence and character so great that it is so contagious and worth love for a lifetime.

What this girl wants is an IDEA to feed her ego. Unfortunately for a successful relationship, she would have to want MAN to love her.

Posted by dreamerny, Oct 08, 2007 9:31PM

...and to answer the girl's question, "what am I doing wrong?" I can easily tell her...

ANSWER: Being you. That's what's wrong! Grow up and be a better person every day. Then maybe you'll have hope.

Posted by , Oct 08, 2007 9:52PM

If she did "match" the type of man she wants in culture and sophistication, as she puts it, wouldn't she already know where to find them? And wouldn't she already be acquainted with several of these men through work, school, mutual friends, etc.?

Posted by beep_beep, Oct 09, 2007 12:33AM

the best bedtime reading ever/
what's another name for brainless 'gold digger'? - slut? whore? ????

Posted by Dan, Oct 09, 2007 9:25AM

What a bunch of unhappy cynical fuckers. My wife, who is 43, is more beautiful then she was when I married her at 25. He worth to me has increased 20 fold. I guess I'm lucky.

Posted by Alpha female, Oct 09, 2007 1:23PM

Given the airtime this craigslist ad received, I would be sorely pissed if the post was part of an NYPD sting operation for prostitution.

Posted by Anonymous, Oct 09, 2007 2:39PM

Well, here is the thing for me. I am very successful. I'm female. I run my own small company and it's doing well, I have and am getting traction in bigger, more significant things and am very well connected. For me it has nothing to do with what the guy has so much as I'm trying to protect what I have. The last thing a girl like myself wants is a man who isn't on the same plane. I find intelligence, drive and ambition incredibly attractive and I definitely bring something to the table for a highly successful man. It's a good match.

Thankfully, I get a lot of them across my path all on my own and never have to ask in angst why I don't meet these kind of men. I think any woman who wants to marry well, if that's a goal, should focus on becoming the ideal match for the kind of man they want to attract.

If you are surrounded by men you don't want, there is something you are doing wrong, not the men.

Posted by Larry Chiang, Oct 09, 2007 3:20PM

The girl role is written by a recently burned dude in his mid 20s

The response is written my a male in his early 30s. He's in grad school for economics after selling his company. He can learn new material and dual track apply it to other industries (how he started/sold his last venture).

hi-larry-ass!

p.s. Why don't people use their real name

Posted by Mr. Spock, Oct 09, 2007 4:52PM

You are all assuming that this was an actual female...

Posted by Emma, Oct 09, 2007 6:25PM

The guy who wrote the response is clearly a University of Chicago grad on Wall Street. Those guys really expect a girl to have a brain and talk like that guy does too.

Posted by FIFXEM, Oct 09, 2007 11:12PM

I just spent hours reading comments on this particular craiglist ad and I must say that both perspectives accurately represent the new york dating scene. After 8 years at a top tier investment bank, I agree that romance must be bought in this city, directly or indirectly.
Recently I heard about a very hush hush and high profile event coming soon to nyc. With a tiny bit of insider info, i think both of them will find their ideal mates there as the crowd will be composed of wallstreeter and people from the entertainment industry. I do believe you have to request to be invited... its www.yuis30.com

Posted by belles, Oct 09, 2007 11:17PM

X-

all i know about TX is that george bush is from there...and i think that one speaks for itself.

anyhow...NY is nothing like TX...how you could even assume is beyond me...

but what i was saying...is that premarital agreements can shield your assets somewhat...but only assets obtained during the marraige are even reachable by the spouse [with a few inapplicable minor exceptions]...there are ways around premarital agreements regardless.

the real question i think is why are you so hung up on the laws of equitable division of assets...

and i am hot...but someone with your personality wouldnt stand a chance with a girl like me...

ta-ta!

Posted by belles, Oct 10, 2007 12:09AM

X-on further review of my previous comment...i now understand your confusion as i did not fully explain myself at all in that posting [it was friday night after i had been out:)]

so while i thought you were just being a jerk before...it appears that your confusion was warranted.

but i maintain tx law is nothing like ny.

Posted by Timbo, Oct 10, 2007 12:26AM

She should come to Aus, we have great deals here where we pay only half up fornt and then give it back after 5 years and get a new model.
While she's in her prime (so to speak) the lease arrangement sounds her best bet then settle for Joe average on $250k when the cracks start to appear in 5-10 years.
Play being a sportscar and make shitloads ($) and if that fails, trick someone like all other married women have.

Posted by LouisiannaLou, Oct 10, 2007 8:39AM

Bravo! Well said. Women like that will never been truely happy.

Posted by Xanthippas, Oct 10, 2007 11:28AM

Belles,

You still haven't fully explained yourself. I don't see how your more recent post makes anything any clearer, or actually refutes or even disagrees with anything I said. I'm not the one who is confused.

And by the way, I'm married to a hot, intelligent and self-sufficient woman, and thank goodness for that when I read ads like the one above and responses like yours.

Posted by Doctor, Oct 10, 2007 11:43AM

I make about 1/10th of 500K in NYC pre-tax and consider myself middle class. So stop insulting me.

Posted by , Oct 10, 2007 12:20PM

What type of shitty doctor are you? Even family medicine docs make more than that. Perhaps you're a resident still?

Posted by , Oct 10, 2007 12:23PM

I don't think he's a medical doctor.

Posted by , Oct 10, 2007 12:26PM

Well, if not an MD, even professors make more than that. Still a postdoc?

Posted by belles, Oct 10, 2007 1:36PM

X-

stop writing to me on this board its annoying.

if you would like further explanation, I charge close to $200 an hour...I can give you my private email and we can discuss this further. I accept all forms of payment.

though as a general disclaimer, I do not practice in family law and only know what I learned on it for the bar years ago.

Posted by Concerned, Oct 10, 2007 2:49PM

It is so sad when people look at others as commodities to help them get what they want. As deplorable as the WSJ rich guy's response, the girl invited it. Basically, there's not much difference (if any) between her proposition and that of a call girl or prostitute. The rich guy was calling her on that. No mention is made of love -- just an exchange of assets. Chillingly cold.

Posted by Concerned, Oct 10, 2007 2:51PM

It is so sad when people look at others as commodities to help them get what they want. As deplorable as the WSJ rich guy's response, the girl invited it. Basically, there's not much difference (if any) between her proposition and that of a call girl or prostitute. The rich guy was calling her on that. No mention is made of love -- just an exchange of assets. Chillingly cold.

Posted by Concerned, Oct 10, 2007 2:52PM

It is so sad when people look at others as commodities to help them get what they want. As deplorable as the WSJ rich guy's response, the girl invited it. Basically, there's not much difference (if any) between her proposition and that of a call girl or prostitute. The rich guy was calling her on that. No mention is made of love -- just an exchange of assets. Chillingly cold.

Posted by CEO, Oct 10, 2007 3:07PM

I am a CEO of a big corporation. I am very successful and rich so I hope all of you will respect what I tell you. I earn MORE THAN 100 THOUSAND DOLLARS A YEAR! I live a very happy life.

Posted by , Oct 10, 2007 3:26PM

CEO, did you accidentally leave out a zero or two there?

Posted by REIT, Oct 10, 2007 3:52PM

Can we depreciate a women's beauty for tax purposes ? If so, then it may make sense to make the deal.

Posted by , Oct 10, 2007 3:54PM

That girl is a complete loser. But i have to say this in response to that comment about those "really 'plain jane' boring types who have nothing to offer married to incredibly wealthy guys": Boring women marry boring men. All the I-bankers and Wall Street guys I've dated were so painfully boring...and really bad in bed. From wham-bam-thank-you-ma'am to limp-dicked. Ouch! I avoid them at all costs. I'd rather stare at a wall for hours in a dark room than go to some lousy preppy UES bar...and come to think of it, I'd probably get more from talking to the wall....

Posted by Xanthippas, Oct 10, 2007 3:55PM

Belles,

I will be happy to explain to you the nuances of marital property, hopefully before you have to explain it to one of the clients you're charging so much. Feel free to visit my blog.

Posted by Croesus, Oct 10, 2007 10:12PM

Bottom Lines:

You/We're all going to die. What's "left over" (if anything) after the body drops is the real measure of our worth and substance.

I strongly suspect that there will be little co-relation between how good you looked or how much money you accumulated and the state of you being/soul.

On the other hand; if "this is all there is"....then it takes even more class to live a deeply fulfilling life, eh?

Posted by , Oct 10, 2007 10:42PM

get married to this beautiful girl for ... say 20 years and have great sex for 5000 times. only 4900 times happen in the 1st year.

conclusion : leasing is better in NY terms.

Posted by , Oct 10, 2007 11:09PM

I feel as though many people are taking response much too seriously. I highly doubt that he's refusing to marry this woman due to the actual reasons he listed, and looks at beauty or marriage as a 'deal'. Rather, she has the worst personality I've ever seen. So what if she's upfront? Is it a good to be proud of your negative traits?

This was just a jesting jab at her superficial mind. Nothing more.

Posted by George, Oct 10, 2007 11:45PM

Sucked in you filthy gold-digging whore.

Posted by A Real English Doctor, Oct 11, 2007 5:17AM

Americans lack any sense of decorum, style or subtlety.

Any chance of covering the backpayments on the tea we sent?

Posted by Hank, Oct 11, 2007 10:42AM

If Belle had a heart, she would have married a guy she dated in high school. If she had a head, she would have married someone she met in College. If what she really wants is money, then she simply needs to become a businesswoman and go make it herself. But, my guess is that by the time she did succeed, (10-20 years) she would be too proud to merge with another millionaire and would instead be looking for a 25 year old boy toy to amuse herself on the side.

Posted by DoctorX, Oct 11, 2007 10:47AM

You have got to be kidding. The reason why you are 'alone' (and hopefully you will stay that and not pee in the gene pool) is because no one who has any self respect would latch up with someone who clearly ties her worth to my money. If I have to 'worry' whether or not you will be around if / when the money slows down / disappears, then I don't want you. Plain and simple. There are thousands of you out there. I couldn't give a tinker's damn what you have...you are clearly not firing on all cylinders and are definitely not worth my time (and / or money). From your desperate post, you have neither culture, sophistication, warmth, charm, or.....love. Please, I beg you, move to Hollywood.

---Let me put it simply... you are a horror.

Posted by Slick, Oct 11, 2007 1:07PM

Love based on some "thing", such as looks, money, etc. will evaporate when that "thing" does. Only unconditional love endures forever. Find a decent person who shares your own values, and with whom you have good chemistry, then invest heavily in that relationship. "Buy and Hold" - the returns will skyrocket.

Posted by Harry The Fish, Oct 11, 2007 1:17PM

Come over to England, love. One of our Pounds Sterling is worth about US$15. Get your greedy little mouth that little lot.

Posted by Blake carstensen, Oct 11, 2007 1:26PM

I like how this ignorant woman seems to think that rich woman, or woman married to a rich person, or live in a rich area, need to have something to offer there husband in the looks department. I say we cut this one open to see if she actually has a heart, and a brain! I feel sorry for any man who may marry this woman, after enjoying 6 months of beauty, if in fact she is, and becoming so rigourously annoyed with her, he will often look forward to excuses not to come home etc. The person to marry, is the one which you are willing to put up with, and the one to be little yourself and say your sorry when your wrong, trust me, hard for guys to do that! These people that walk around in sweat pants with no need for make up etc. in the 'rich part" of towns have it made. Its obvious that they feel no need to impress the public unlike the other 99.95% of us do.

I'm sorry, but I would rather marry a beautiful (they all are) poor mexican woman. Its a known fact that they are the most festivus people in north america, and unfortunately not of the richest, yet they have fun, and are typically much more happy than your typical "materialistic" western person, such as the lady above.

Posted by belles, Oct 11, 2007 1:55PM

hey "hank" stop commenting a/b me on this thing...

i have a heart...and just because i am ambitious and would never want to depend on a man...doesn't mean i am a money-driven heartless hag that will end up 50 alone and sweating some recent college grad. lol.

first, i am younger than 30...so still have time...2nd i have nothing in common with people i went to high school with anymore...to marry them...and everyone in college was drunk and hooking up with everyone...not the type i hold in high esteem for marraige...

so i wait instead of settle and make my own money in the interim...nothing wrong with that.

Posted by Nick, Oct 11, 2007 1:58PM

This is the kind of girl that after spending 10 min with her you are about ready to cut off your finger and be rushed to the hospital just to get away from. Seriously just reading her post I find thoughts of self mutilation creeping into my mind.

I make about $500k per year and a woman like you would find it extremely difficult to hold my attention for longer than 10 min. I say this because you are self absorbed and sound extremely annoying.

Posted by belle, Oct 11, 2007 2:15PM

oh woah woah...i just read hank's comment again...i thought he was just writing to me on something else...he is suggesting "i am the writer of this blog"...you better read a little more carefully hankie...but i am the lawyer saying she should make her own money...like me.

better watch yourself before you get slapped with a defamation suit...hankie.

Posted by Xanthippas, Oct 11, 2007 2:49PM

Belle(s):

I swear I wasn't going to write here again, but now you've demonstrated that you don't understand marital property OR defamation. For there to be defamation, there has to be harm, and since your comments are anonymous and nobody knows who you are, you can't really be harmed. And anyway Hank's comment may not make any sense, but I don't see how he defamed you even if you had a reputation to be harmed on this blog or anywhere else.

Belles, whatever you're charing your clients, it's clearly too much.

Posted by belles, Oct 11, 2007 3:13PM

i have no time to keep writing on this...BUT

there is harm this girl who is writing this is being associated with a gold-digging whore....and to be associated with that terminology...IS HARM.

only problem is i probably couldnt prove who wrote it unless i got some kind of computer investigator which i am not paying for.

i know defamation...and what i charge clients is what my firm does...it is industry average for the work we do...

[hank's comment was suggesting i go get a job to make money...meaning he did not read about the fact i was already a lawyer...meaning he thought i was the one who wrote this blog maybe??? i dont know it appeared that way to me]

stop being obsessed with me X---arent you married?

Posted by , Oct 11, 2007 3:26PM

x---i asked my coworker...and you may actually be right..again....i hate you..haha.

Posted by Rebecca, Oct 11, 2007 4:06PM

How come people keep saying that she has nothing to offer but beauty? She said she was articulate, classy, cultured and sophisticated. The fact that she can spell and punctuate (for the most part) belies some level of education. Who says she's just beautiful? People assume these things about women too often.

Posted by , Oct 11, 2007 4:08PM

PLEASE LET THIS THREAD DIE

Posted by , Oct 11, 2007 4:24PM

I agree who cares about any of this anymore. It was posted over a week ago. People need to get a life or get more work.

Posted by FM, Oct 11, 2007 8:14PM

After reading all of these posts and seeing where so many people's priorities are, I'm glad I live alone! ;-)

Posted by JC, Oct 12, 2007 12:47PM

I don't know why we people knock golddiggers and men who know they are, and still CHOOSE to be with them. We ALL know those couples, and these are for the most part, fairly intelligent men who know what they are buying. So if she can find a taker, is she really a whore, or did both parties just get what they want? He wants someone hot, probably subservient and accomodating - translate: not too demanding to get in the way - and she gets a guy with a big wallet. Who cares?

Posted by rangi, Oct 12, 2007 1:02PM

this stuff is going arownd internet and i just got it today. i have to say: Anonymous u crake me up!!!!!!

Posted by Stephanie, Oct 12, 2007 2:42PM

Can I just tell the man who answered her ignorant questions that "I love you!"?

Posted by Mitch Petersen, Oct 12, 2007 3:09PM

I think this guy is missing the boat -- while he is an "earning asset" and Wall Street hot shot, it is likely that he has a much higher beta than this "depreciating" female asset (if she simply gets worse over time and has no possibility of getting better looking - she might have a 0 beta, buts lets assume she can pull it together if she got a raise, shall we?). So if he went out with / married / etc. this girl, he could lower his over all cost of capital... which could be a good thing if the market turns against him....

Posted by Andy Eppink, Oct 12, 2007 4:26PM

Dang. We need a stock mkt. for cynicism. Lot of money to be made that way I'd think. Maybe someone will pt. out that that's the way the 'real' mkt. is run. I sure hope it's not.

Posted by Andy Eppink, Oct 12, 2007 5:09PM

"The poster seems too "in the know", esp for someone living outside the NY area. It's either a parody written by a male or a very smart asian girl"

Posted by: JL | October 8, 2007 11:22 AM

I'll bet you're right JL, or some similar scenario.

"did anyone fall for that?" (little 'Suzie's' email address)

Posted by: turnip truck | October 8, 2007 09:15 PM

Hahaha!

"I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she's not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?"

Doesn't ring true. Her 'friend' would get wind of her posting one way or another, sooner or later. Doesn't seem like even a woman(?) as crass as this one would so cavalierly hurt a 'friend's', or even an acquaintance's feelings like that.

Man, this whole column with only a few exceptions is funny...and pretty pathetic.

Posted by Rich Witt, Oct 13, 2007 5:19PM

BITCH

Posted by chrissy, Oct 13, 2007 5:41PM

Andy, that comment might not ring true to you, but I can assure that I've known plenty of women who talk exactly like that. That really is how vain, shallow women see other women and that is precisely how they talk about 'the competition'. The saddest thing is that most of the girls I've known who are like that over-estimate their own attributes to where they're nearly delusional.
What this 'gold-digging' 25 year old is most likely to end up with is a flashy guy who pretends to earn more than he does or who will be in jail for securities fraud within 5 years.

Posted by zorba, Oct 13, 2007 6:19PM

i would short her ass

z

Posted by deb212nyc, Oct 15, 2007 10:39AM

Poor girl- she needs more self esteem as to her value as a human being and as a potential life partner. As for the Wall Street guy, he's just a run of the mill A__ole.
I am 54, Female, successful, beautiful, intelligent , kind, funny and have been happily married most of my life to my best friend and lover. I consider myself fortunate to have a real true pertnership, which is what a marriage or any long term relationship is all about. Find someone and make each other happy

Posted by John, Oct 15, 2007 3:46PM

Did any of you overanalyzing pricks ever think that perhaps another dumb a-hole made up this post to satirically poke at all of you? You're all offering your witty analysis while someone is probably just laughing at your failure to realize what this post is really all about.

Posted by Erab3, Oct 18, 2007 3:17PM

Bulge x-mas parties is spot on here. Once a guy is making 500k, he'll have too many options and won't have to get married to get an attractive woman. The way to do it is to find a banker/etc who isn't making much now, but is driven and a workaholic. Sure, only 1 out of 40 or so (if you are good at picking a winner) will make it, but that 1 out of 40 odds is a lot better than any chance she would have of marrying someone who already has the money.

Posted by Núria, Oct 21, 2007 8:07AM

It is, in general, really sad. One is selling the body, the other the money. Both don't have anything to offer, really. Nor have most of the guys who were talking about women and aging so lightly. I would like to see them in 20 years time, probably covered in money, but more lonely that the poor wreck of the advert. Of course, they can be covered with beautiful girls, too. But that does not change anything.

Posted by Kandi, Oct 21, 2007 7:09PM

What a sad girl you must be in real life? honesty has nothing to do with it. You are being 'false' and demanding, a man that is aesthetically 'designed', by your high posh nose and needs. If it wasn't so stuck up in the air, you might actually come back to earth and reality, and make logical sense. I have never laughed so hard in my life!!! What you are asking, is unrealistic? You will never be happy 'within' yourself, if you don't stop living in your 'fake' bubble of fantasy!

Posted by david welsh, Oct 22, 2007 6:13AM

u should only go into a relationsip if u love eachother

Posted by Colin Jenkins, Oct 22, 2007 6:22AM

Just smash her back door in & don't call her the next day!!

Posted by david welsh, Oct 22, 2007 7:01AM

if you find mr right, can u c if he has a brother for me

Posted by Colin Jenkins, Oct 22, 2007 7:03AM

I be your Mr Right any day!!

Posted by chris ingham, Oct 22, 2007 7:08AM

does she have any fit mates ?

Posted by Kandi, Oct 22, 2007 5:42PM

I am sick to death of women, who say they won't get with guys who have lower-class jobs etc. The world has become so 'material', that now a person's 'worth', is measured by his/her Bank Balance. Wake up and take a good look! You should feel 'genuinely' for the other person, and not because they have lots of money, or seem to have material wealth. Otherwise, you don't feel for them at all, you are just 'pretending'. How insulting, you are 'simply' saying that this person you fall in love with, has no 'qualities' or areas of interest to you..only their 'wallet'? Frankly, I would feel like crap, if I found out my partner only wanted me for money. Girls who do this, need to realise that they are mentally sick, and need help from a Psychologist, to learn how to appreciate the real 'value' in life. I know girls here who do that, and to be honest most of my other girl/guy friends, we laugh and ridicule them for being so stupid, and 'selling' themselves for money. How cheap is that!? Sorry, but your body is a 'gift' that you share with that special person in your life. It's not a bottle of milk, that you use up and throw away...I'm proud to be a woman that 'respects' myself. That's why others respect me. Leave honesty out of it, as that is a poor excuse for GREED!!!!!!!!!

Posted by Kandi, Oct 22, 2007 5:51PM

BE CAREFUL GUYS OUT THERE! She only wants you for your money! She only wants to blood suck the life out of you, until you just can't take it anymore! Believe me, I'm a woman and I know that 'fake' girls like this have very 'high' demands, and your wallet won't be able to keep up with the 'increase' in demand. In Australia, we call these chicks 'high maintenance', and we tell all our friends to stay away from them, as they are nothing but 'trouble'. Women like this, treat people like they are 'disposable', so once you have reached your use-by date, she will get rid of you, as nothing is ever good enough for these types of chicks. Guys please please be careful............................

Posted by Kandi, Oct 22, 2007 6:04PM

If I was a guy with heaps of money, I still wouldn't go for this chick, cuz I already know that she would 'only' want me for my money, and not 'truly' want 'me' the real person. It would be a sad sad relationship, where one feels for the other, but those feelings are not returned. If you are a guy that would want this, then you have low self-esteem and would settle for 'less'. If you want someone to truly love you, then don't go for someone who loves your 'money' instead. Think about it...do you really want to fall for this girl, and then she turns around and says I'm not in love with you, but thanks for the money, and now "ll be going cuz I found someone else with more money???? Think guys with your 'brains'...not your 'private parts'. Make 'sense'....not 'mistakes'

Posted by Kandi, Oct 22, 2007 6:11PM

To 'Desperate' chick.......you are 'driven' by the $$ signs in your 'eyes'....so maybe someone should do you a favour....and 'poke' out your 'eyes'.

Posted by poseur?, Oct 22, 2007 10:36PM

Hey guys, in all likelihood this post was written by a gay man, writing out his fantasy of being that frustrated "sex and the city" chick. He might have even penned the response himself. All just to get on the Best-Of list. Seriously, no girl in her right mind would seek a husband with that juvenile skank crap. CL is full of imposters, so you can't assume anybody is who they say they are.

Posted by Bobbert, Oct 23, 2007 6:22AM

If for real, this truly points to the direction our national morals are taking. It is hard enough to live with a spouse you are committed to. A successful marriage takes a lot of effort and a lot of looking out for the best interests of the other person. Money can not buy that kind of committment. Period.

Posted by Noonespecial, Oct 24, 2007 2:16AM

Very amusing, but the ROI analysis neglects any added value due to marriage. Debatable, I know, and probably negative, not positive if you are young, but neglected. In particular it neglects the possibility that you actually want kids. Given that you will marry eventually to have kids, a pretty 25 year old seems like a good option whenever you choose to exercise it. She should learn how to reach family minded million/yearers if they exist. They don't appear to exist on this forum.

Posted by Anonymous, Oct 24, 2007 6:35AM

all fun and nothing serious at this forum anyways, I think I am in the right alley, now only if I can find the flash light...

Posted by Hopeful, Oct 24, 2007 8:38PM

Reminds me of the old chestnut:

If you marry for money, you will earn every penny...

Posted by Martha, Oct 25, 2007 11:55AM

Interesting!........ But..... (Keep the lips shut, everyone does it). It is the best way to get what you are looking for. I do not think you are the only one that wants more from life , but yest one of the few that takes the courrage to express it.... We all are going to be judge about everything we do and don't in life, and we all are made in thesame way but not all of us wants to admiti it. Remember the goal its to reach our dreames and if you are a goog person your dream can be achive. just be yourself......... MPC (*_*)

Posted by hello!!!!, Oct 25, 2007 12:30PM

The las commment , its one of the best. Honest!!!!!!!!!!! Can a get your #.

Posted by Al, Oct 25, 2007 1:18PM

Here's her response at http://www.craigslist.org/about/best/nyc/445962092.html

To the gentleman who called me a depreciating asset
Date: 2007-10-11, 8:23AM EDT

Dear Sir,

I must confess that I was somewhat taken aback upon reading your email. Indeed, it has taken some time for me to sufficiently recuperate from my surprise. Lest your confidence quickly inflate for little reason (as we know is the predisposition for Wall St. types), allow me to hasten to reassure you that the source of my surprise was neither your candor nor the accuracy of your perception. Indeed, it is your "claimed" success in light of your poor grasp of economics which has me baffled. If the standards required to meet with financial success on Wall St. have sunk so low, perhaps I should indeed "make my own money", except for the fact that the effort/reward ratio is far too high for my liking - especially when so many of your ilk have displayed a far more cogent grasp of market realities than you have.

By now you are likely scratching your ever-vanishing hairline in confusion, so allow me to elaborate, dear man. To build some credibility I will tell you a bit more about yourself. Though you did not mention the details of your occupation, it is clear that you are an investment banker and not a trader, as any good trader would understand that human courtships are based upon a semi-efficient open market, and not an investment banking cartel. However, your inability to grasp the realities of the dating market is not surprising, given that you have successfully employed the tools of collusion and market manipulation rather that true acumen in your supposed wealth generation.

If your grasp of finance were not a minority partner with your ego, you would realize that the "outflows" associated with my depreciating "assets" are quite certain, and therefore subject to a low discount rate when determining their present value. In addition, though your concept of economics evidentially failed to move past the 1950s, advancement in plastic surgery is not subject to the same limitation. Thus, with some additional capital expenditure, the overall lifetime of "outflows" generated by these assets is greatly increased. Sad that Ashton Kutcher has demonstrated understanding of the female asset class which you, in all of your financial "wisdom", have not.

You, on the other hand, are, given the uncertainty of the Wall St. job market, more of an inflation-indexed junk bond with an underwater nested call option. Though you may argue that you are more of an equity investment, my monetary minimums required from you do not change, and if you are unable to pay them, I will liquidate you without the benefit of a chapter 11, just as you would me.

Because your outflows are so much more uncertain with respect to mine, I require additional compensation in the form of a underwater nested call option on your future assets. I say underwater because, even taking into account the value of your junk bond coupon payment to me, the value of my "outflow" is in excess of the market price of your equity (which is quite low due to its riskiness associated with your poor grasp of finance and my existing claim upon your junk bond coupon).

I must thank you though for raising the question, despite the reputation cost of subjecting your weak logic to such widespread scrutiny. This took either considerable courage or ignorance on your part- and we'll give you the benefit of doubt, just this once. My current boyfriend (a trader who lives in Central Park West, of course) and I thoroughly enjoyed discussing your response and we wish you the best of luck in your unhappy pursuit of that elusive market inefficiency.

Posted by Andy Eppink, Oct 26, 2007 10:40AM

Good Lord lady(?)! You still going on abt. "markets" and "economic efficiency" in the "relationship 'mkt'"? You better call home and get Mom to give you lessons on what's really important in life - values, love, character etc. The saddest aspect of all this is that you're (egregiously) representative of the mindset of a huge fraction of the population, which is what's causing our catastrophic social decline, you and ol' Mr. 'Investment Banker' or 'Stock Trader' as well.

Posted by Andy Eppink, Oct 26, 2007 10:47AM

"...advancement in plastic surgery is not subject to the same limitation."

Plastic surgery???!! (*@&%^#!!!!***!!.
God help us. What a mess.

Posted by , Oct 26, 2007 1:07PM

To everyone that is supposed to be very busy with their on lifes!!!!!!!! go back to work and stop criticising as other people likes to live their lifes: there is one for everyone, I am sure that she will find her much............ And stop the Bla bla bla. it is turning just to lauge. jijiji........ And for the girl that has initiated this , go girl you are not the only one, there are many like you, but they have a very good cover up so nobody can detect them............

Posted by Maria Soto, Oct 27, 2007 7:10PM

ha, ha, I love all the comments from people and the answer of the first guy to the young girl.
I am 34 and just looking for love, shouldn't that be all? Some American girls still do not realize that money is not all. Richness is not a synonym of happiness. Of course everyone likes money but an advice to her... "If you want money... work for it".
Maria

Posted by Nuria, Oct 30, 2007 1:10PM

I'm POSITIVE that BOTH postings were written by a MAN, and it wouldn't surprise me at if it were THE SAME man who was posting, just to crack a joke with his buddies. I can't imagine any girl who would refer to herself as "spectacularly beautiful", and the answer had an enormous gap in it, simply that men aren't exactly a "hot commodity" regardless of weath, and that they get lonely too, and thus once a relationship becomes serious... the guy can become quite attached (I've seen guys get much more attached and jealous than women) and would much rather buy than LOSE (even if they would rather "lease" than buy, as he said).
Personally, as a 25 year old female myself, it has been said of me by friends et cetera that I fit the aformentioned desired attributes (no I am not seeking a relationship), and I would much rather just date because what "she" (I still think the letter was a man's idea of a joke) described as "keeping a nice home and hearth" is horribly outdated and just awful...
I would never want to feel bought... it would be far better to be alone than to lose my sense of independence. Even the best sushi dinner and a luxurious evening are not worth putting up with a jerk who views the people in his life as priceable commodities. I wouldn't go on a date with you if you paid me, and likewise I would find obnoxious any woman who would. Yes, I want culture, intellect and candor, but if you possessed those traits you should know (within 25 years of life so far) that these desirable qualities are not correlated with income... and certainly not with people who place income in such high priority.
One more comment (I can't help it): Craigslist??? Of course this was posted as a joke? Does your image of a weathy, cultured, intellect use craigslist, especially- does he read personals on Craigslist? At 25 years old, that level of desperation is simply ridiculous.

Posted by J, Oct 30, 2007 3:10PM

I saw a post about www.yuis30.com again and it was posted around this discussion. Apparently it's sometype of high end party for gold diggers and sugar daddies in New York...

Posted by Bast, Nov 06, 2007 5:09PM

I understand what all you men are saying (a prostitute is a prostitute regardless of the price) but maybe it's a bit harsh when applied to the Enterprising woman.

The fundamental question: is it so wrong for a woman to seek a man with money?

(To be fair, in order to please many of you she will have to pop out a few babies and then raise them - which will make her considerably less capable of making money - and therefore is maybe looking just to keep the status quo of the lifestyle she's used to.)

The first answer to this woman told her to make her own money... ok, well, I'm 26, beautiful and make lots of money, but considering my m.o. of dating the struggling, passionate, do-gooder, I have to say it would be nice to date a man with money that will show up with jewelry instead of flowers once in a while and will be able to afford the vacations I want to take so that we could go on them without him feeling demasculated because I'm paying for them.

Personally, it would be quite nice to fall in love with a rich man who had all the qualities of my struggling, passionate do-gooder (kind, sexy, smart, honest, etc.)... but my experience has shown that these are much more rare than the "make your own money"-women you boys are referring to.

Posted by Andy Eppink, Nov 09, 2007 11:21PM

Yeah Bast, you can't have it all. Money's important undeniably, but it's still down quite a ways in the values hierarchy. It's sure way below love.

Posted by shef, Nov 12, 2007 11:14PM

you girls who fidn true love don't knwo how lucky you are. i coem from indian culture, where men and women are maried for convenience a lot, and it doesn't last long, when infidelity kicks in, trouble starts. if a man really lvoes you, he'll do whatever he can to make sure you;'re ok. money won't buy you warm hugs, kisses, and a man's loving touch. I would kill to find true love in a man. did u also think rich nmen also often mistreat women? do u ladies really wnat that? marry for love, not money.

Posted by shef, Nov 12, 2007 11:30PM

you girls who fidn true love don't knwo how lucky you are. i coem from indian culture, where men and women are maried for convenience a lot, and it doesn't last long, when infidelity kicks in, trouble starts. if a man really lvoes you, he'll do whatever he can to make sure you;'re ok. money won't buy you warm hugs, kisses, and a man's loving touch. I would kill to find true love in a man. did u also think rich nmen also often mistreat women? do u ladies really wnat that? marry for love, not money.

Posted by shef, Nov 12, 2007 11:33PM

are there loving and gentle men out there who will be kind to women and NOT control them? That's the kind of guy i want, NOT a money-makign mahcine. I would die fior true love. Jsut as that woman said she wants to know wehre rich men "hang out," I too ask anyone if they know where gentle, fun and sweet guys hang out?

Posted by shef, Nov 12, 2007 11:34PM

are there loving and gentle men out there who will be kind to women and NOT control them? That's the kind of guy i want, NOT a money-makign mahcine. I would die fior true love. Jsut as that woman said she wants to know wehre rich men "hang out," I too ask anyone if they know where gentle, fun and sweet guys hang out?

Posted by shef, Nov 12, 2007 11:35PM

are there loving and gentle men out there who will be kind to women and NOT control them? That's the kind of guy i want, NOT a money-makign mahcine. I would die fior true love. Jsut as that woman said she wants to know wehre rich men "hang out," I too ask anyone if they know where gentle, fun and sweet guys hang out?

Posted by stock broker, Nov 15, 2007 2:10AM

To the lady: $500K is no problem, but before buying I need a free trial

Posted by JustMe in Phoenix, Arizona, Nov 19, 2007 12:14AM

Obviously this is a fabulous chick.

She would be smarter (than the average bear) to steer clear of the these $500k a$$holes (I mean egomaniacs).

Who needs you f#ckers?

Posted by SE Hobe, Nov 19, 2007 11:24PM

Isn't it funny and sad how hostile women and men can get at each other? Whatever happened to genuine love? Perhaps that's childish of me.

Posted by Andy Eppink, Nov 20, 2007 3:02AM

You've got the right idea SE. All the attitudes extraneous to yours and a few of the others are pretty dismaying and the cause of our social breakdown.

Posted by Ron, Nov 26, 2007 3:59AM

She replied to his comment using the following logic:

To the gentleman who called me a depreciating asset

Reply to: pers-445962092@craigslist.org

Date: 2007-10-11, 8:23AM EDT

Dear Sir,

I must confess that I was somewhat taken aback upon reading your email. Indeed, it has taken some time for me to sufficiently recuperate from my surprise. Lest your confidence quickly inflate for little reason (as we know is the predisposition for Wall St. types), allow me to hasten to reassure you that the source of my surprise was neither your candor nor the accuracy of your perception. Indeed, it is your "claimed" success in light of your poor grasp of economics which has me baffled. If the standards required to meet with financial success on Wall St. have sunk so low, perhaps I should indeed "make my own money", except for the fact that the effort/reward ratio is far too high for my liking - especially when so many of your ilk have displayed a far more cogent grasp of market realities than you have.

By now you are likely scratching your ever-vanishing hairline in confusion, so allow me to elaborate, dear man. To build some credibility I will tell you a bit more about yourself. Though you did not mention the details of your occupation, it is clear that you are an investment banker and not a trader, as any good trader would understand that human courtships are based upon a semi-efficient open market, and not an investment banking cartel. However, your inability to grasp the realities of the dating market is not surprising, given that you have successfully employed the tools of collusion and market manipulation rather that true acumen in your supposed wealth generation.

If your grasp of finance were not a minority partner with your ego, you would realize that the "outflows" associated with my depreciating "assets" are quite certain, and therefore subject to a low discount rate when determining their present value. In addition, though your concept of economics evidentially failed to move past the 1950s, advancement in plastic surgery is not subject to the same limitation. Thus, with some additional capital expenditure, the overall lifetime of "outflows" generated by these assets is greatly increased. Sad that Ashton Kutcher has demonstrated understanding of the female asset class which you, in all of your financial "wisdom", have not.

You, on the other hand, are, given the uncertainty of the Wall St. job market, more of an inflation-indexed junk bond with an underwater nested call option. Though you may argue that you are more of an equity investment, my monetary minimums required from you do not change, and if you are unable to pay them, I will liquidate you without the benefit of a chapter 11, just as you would me.

Because your outflows are so much more uncertain with respect to mine, I require additional compensation in the form of a underwater nested call option on your future assets. I say underwater because, even taking into account the value of your junk bond coupon payment to me, the value of my "outflow" is in excess of the market price of your equity (which is quite low due to its riskiness associated with your poor grasp of finance and my existing claim upon your junk bond coupon).

I think BOTH of them are wrong. I have given this whole debate some thought and have come to the conclusion that a very hot 25 year old woman is not selling looks, but a service called “sex.” Now, this is a service we all need and want and which is in scarce supply (from very hot women). The fact is, there are not many really hot women out there and every single guy wants one. This means her service is in huge demand and she is right to ask top dollar for it. BUT let me add that I think she is lowballing herself. My estimation of what she is offering the market is this: she is offering a cool $$9,672,500 worth of sex over a ten year period.

My reasoning goes like this: let’s say our hero is doing pretty well with the ladies but really wants to attract women who are of model quality looks and will not embarrass him at cocktail parties or in social situations. This means bonking waitresses and coat check girls is out, as is bonking 50% of the real models out there. I am talking about women with college educations who look like Kate Moss, have good jobs, no STDs and are single. This I what the woman promises in this posting.

OK. If our guy is so good with the ladies, I would suggest that even if he is a really successful it would cost him three dates per sexual encounter for him to get full sex from such a woman. Yes, every so often he will strike it lucky and meet a girl like her in a bar or at a party or indeed in an elevator and have sex with her, but on average it will cost him three dates and on the third date IF she likes him, he should get sex. Remember that many very hot women will be religious or very marriage orientated or just not that into him is just not in the mood so the three date theory is not really, really accurate but let’s give him the benefit of the doubt. So, a good looking, non-Brad Pitt who has a decent job earning half a mil at some bank should, if he has the guts to keep chasing stunning women, get sex for every three dates he invests. This includes his being turned down by at least half of the women he hits on, there must be a cost there but I do not feel like calculating it (I would say avoiding being negged by some hot woman must be worth $250, but I digress)

So, each date will cost him about $300. That sounds expensive but remember that women like this require drinks, restaurants, dancing, taxi fare, and so forth. Let’s say he tries to save money..and brings her out to dinner in New York and only gets charged $250 for the meal. Add in $20 cab fare, add in drinks after and even it to $300 (this is the SUPER SAVER option).

But now, let’s factor in the fact that she will not give him sex unless he is wearing expensive clothes, has a nice apartment, and hopefully a decent car. If he is going to have a success rate worth anything, he should have a country house.

Now, I know you are all saying that these do not count because the man needs to wear clothes and have a place to live anyway, but if he plans on having lots of sex without commitment to very attractive women, he needs to factor in an apartment and a car and clothes far above his basic needs. He needs a GREAT place, GREAT clothes, and a GREAT car so she will see him as attractive and bonk him. So, let’s figure that our man COULD pay $1500 per month to live in a bachelor studio but NEEDS to pay $4000 per to live in a place that is so impressive that each date will have sex with him. This is $2500 EXTRA he is paying. The clothes work out to about $1000 extra per month, and add in a few nice watches into the equation to bump the figure to a “watch/jewelry cost of $500. He needs a good car, so lets say he has a car payment of $1000 per month (low). These extra costs come to $4000 per month all just to get sex. The house in Nantucket (a deal closer, in my opinion) would be, what $10,000 per month? But that’s unfair, let’s scratch even that cost off and go back to what we have on the table:

Our man takes out a woman at an average cost of $300 per date and needs three dates to get sex: cost= $1200 per sexual encounter (so far). Because he requires three dates per sexual episode, he has to space this over an average month to, at best, two sexual encounters per month with really beautiful women. Now, this would make him the hero of his peer group. YES he would also be bonking floozies and co-workers and secretaries and waitresses and so forth but they do not count, we are here talking about how many sexual episodes he gets with a beautiful woman with a college education who looks like Kate Moss without offering her commitment. And thus we have a monthly cost that is figured like this:

2 sexual encounters

1. Date Cost = $1200
2. Apartment cost (above needs) = $2500
3. Clothes (above his needs; Hermes vs. Brooks Bros) = $1000
4. Watch (above his needs; Rolex v. Timex) = $500

Grand Total for two sexual encounters = $5200

Now, here is the kicker= he only gets twenty-four sexual encounters per year unless he is very lucky. And most men would see this as doing pretty well, REALLY well, in fact.

Remember, we are not talking about scoring average women, we are talking about bagging model quality, educated women EVERY TIME who would impress his friends.

There for, per year, our hero is paying $5200 x 12 = $62,400 for his 24 sexual encounters. Over 10 years that is $624,000. This would be IF he is really lucky, has the time and so rarely gets turned down. Many times he will spend the money and not get sex, probably 1/3 of the time. But I do not even have to factor this in, as you will see.

Now, let us return to what the Smart Girl offers. Simply put, if every sexual encounter with a beautiful model who is educated costs our man $2650 (1/2 of $5200), then one year of CONSTANT, EVERYDAY sex at THAT rate is $967,250 and ten years is a whopping $9,672,500.

Please do not say no man wants sex every day from a hot model. We all would happily take it, and fell PITY for our friend who only got it 24 times per year and had to sit through 72 endless, expensive dates waiting for it while she droned on about her cat or whatever.

Smart Girl offers to live with him for FREE, a saving of almost $10 million dollars!!!

That extra cash could be put into a mutual fund, 401K or IRA to allow Smart Girl to live the life of her dreams and our hero the opportunity to have sex daily at a SUBSTANTIAL savings. In fact, it is hard to think of a means through which our hero could waste more money and effort that chasing smart, hot women around New York.

AH, you say, but Smart girl would demand part of his income. So what???? Let’s say she takes half of his money in exchange for his daily sex. That’s only about $175,000 per year after taxes (our guys only earns half a mil a year). Multiply that by ten years that merely $1,750,000. Hell, that’s only a measly $479 per sexual encounter!!! Yes, there may be some days he is too tired for sex, but the offer is there, yes? You pay rent on your apartment even if you go away for the weekend, people.

At that rate, he should be THROWING money at her and thanking his lucky stars for the savings!!!! Compare that costs to that whopping $9,672,500 above! She’s being VERY reasonable in this instance!!!!!!

You might, in fact, add in the cost of his time to hot on women, call them, set up dates, go on dates that will not result in sex, again and again, for hiss two measly encounters per year. If he bags Smart Girl, he could have all the sex he wants and then have time to surf the Internet or work. It seems very easy to me. EVEN I the marriage is a total sham and he dumps her when she is 35, the savings would have been worth it and the memories would be priceless.

Posted by CaL NYC, Nov 29, 2007 8:15PM

how "stupid" can a person really sound. Lady if you want that kind of money.. I'll set you up with a nice escort service. You don't have to sleep with every client. Here's the bonus- You'll still get paid just for showing up and flaunting your good looks. If you teach a "call girl" how to fish, she'll never go hungry again.

Posted by proph, Dec 24, 2007 3:05AM

All the lady wanted was to have a decent life for herself n for her kids. She is no gold digger. Mind you she is not offering her body for trade in exchange of weatlth. SHe is offering Love, joy, care and all the wonderful emotions a wife shares with her husband for years to come. There is absolutely nothing wrong with tat. Let me also tell u 90% of women secretly want the same. The whores men sleep with wudnt mind even killing them for a measly watchor soemthing they mite have been wearing.It is this young enterprising woman's honesty that is becoming her undoing...Youcan never compare a wifes value with that of just a female mate (probably paid)...Beauty doesnt fade with time ..its all about good genes...Evolution is testimony that the wealthiest n good looking men shall marry the most goodlooking nad intelligent women.

Most men's innermost fears r revealed like a can of worms when a woman starts judging them for what they are. Let me remind that women have been scrutinized and evaluated for eons..so they r pretty much used to it by now being judged on every physical attribute, temperament, as a daughter, wife, mother etc. They have no qualms about it. Its time u men also start dealing with this..Their primal responsibilities as a breadwinner will eb amplified and scrutinized and their worth will be judged on the same.

Also, regarding that mr investment banker the self proclaimed Adonis nad Sultan of Brunei( in tems of riches), your answer was no witty or clever one but one that reveals ur inner insecurities...There r a multitude of men out there who make way more than u do and will be better looking than u are and who wil be more faithful ..who that girl can attain and have for keeps in marriage. ALl men do not smack of narcissism and chauvinism the way u do...ONly the nouveau rich would act like you. SO there was absolutely nothing great in your answer and u may please step down from your self gloating false throne of pride.

Posted by yoyo, Jan 10, 2008 3:34PM

awesome!

Posted by gekko, Jan 14, 2008 7:30AM

To "Finance Freak":

You're an absolute idiot! On all points. First, beauty generally equates to youth. For the most part, a woman's beauty deteriorates with age. Sure, there are a few exceptions to the rule but, generally speaking, women in their early 20's are in their physical prime.

Secondly, hedge fund managers don't comprise the vast majority of men who attain that level of wealth, only a small segment. Look at the Forbes 400, as an example. Most are business owners, which is representative of the bulk of the wealth in the US.

Marriage IS a BAD deal for men. With the already high--and climbing--divorce rate in this country, why take that risk? With judges, child support, and a court system all in favor of the XX chromosome, is it worth it? NO. Even with a iron-clad pre-nup in CA, you have to donate a minimum of 4% of your wealth to the greedy and undeserving. Did we forget child support, too? Look at how much Michael Strahan is paying. Marriage is a way for women to take the easy way out. Why work when you can marry rich, divorce him, take him to the cleaners with a 2 million dollar settlement, and retire early, right? All at a man's expense, of course. There is no benefit to a man to get married.

Lastly, he's not paraphrasing "Wall Street". You